Older people often find it difficult to arrange travel cover, even if they are fit and active. Some firms refuse to insure anyone over the age of 65; others charge sky-high premiums – the cost of cover can more than double when you reach 65. Elderly travelers are statistically more likely to make a claim on their travel insurance, but they should not despair. A number of specialist firms cater to older holidaymakers. The policies often include cover for a number of common pre-existing medical conditions and more generous policy limits, particularly for medical claims. Read more about travel insurance for pensioners.