Single trip, multi trip & annual, what’s the difference?

When you purchase family travel insurance, you can choose to take it out as a single trip policy just before you travel.  This will cover you for the duration of that holiday, expiring at the end of the dates you specify (usually a one or two week period). If you travel once or twice per

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Are there any other benefits to family travel insurance?

You may receive higher cover levels on a family policy and this could be in the form of additional baggage cover, higher cover level for alternative accommodation and increased cancellation cover. Some policies also allow the adults to travel separately within the year if taken as an annual policy and a number of insurers also

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Who is a family holiday insurance policy suitable for?

As the name suggests, family travel insurance cover is aimed at families travelling together, with the party usually consisting of two adults and up to four children (up to the age of 18), but this can vary from insurer to insurer so it’s worth reading the small print to make sure there are no restrictions

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Backpackers Insurance

Insurers usually place a limit on the length of your holiday. For example, if you buy a single trip policy, you will typically be covered for a trip that lasts up to 31 days. Some firms insure longer holidays as standard, but you should always read the small print before you travel. If you are

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Useful Travel Tips For Travel Insurance

Be responsible – Take care of your belongings while you are on holiday. If you leave your bag unattended, for example, the firm can justifiably turn down a claim for theft. Many insurers also ask for a police report of any crime. And we all like to have a drink on holiday, but don’t get

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Where to buy travel insurance ?

Your travel agent will often try to sell you insurance when you arrange your holiday. If you are booking a ticket with a low cost airline or online travel firm, you will also often be asked if you require insurance. It might be convenient to buy a travel policy with your plane ticket, but it

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Travel Insurance for Older Travellers

Older people often find it difficult to arrange travel cover, even if they are fit and active. Some firms refuse to insure anyone over the age of 65; others charge sky-high premiums – the cost of cover can more than double when you reach 65. Elderly travelers are statistically more likely to make a claim

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Adventure Travel Insurance

Adventure travel is similar to winter sports insurance and covers the more courageous travellers who indulge in the likes of bungee jumping and white water rafting. The premiums are usually higher than for standard cover to reflect the greater risk of claims. But it’s often worth the price for the peace of mind. ClicknUpload

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Winter sports travel insurance

It’s important to check for exclusions on your travel insurance policy so you don’t get a nasty surprise when it comes to making a claim. Most firms exclude risky activities – and risky could mean common holiday pursuits such as horse riding and scuba diving. If you are planning an adventurous holiday, you can sometimes

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Family Travel Insurance

It is often cheaper to buy a family policy if you are all travelling with your children. Some insurers also offer free cover for younger children. But check out the excess terms on a family policy. Some firms charge the excess for each family member. So if a family of four had to cancel a

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